Mortgage Loans Glossary Knowledge Base Mortgage Loans Knowledge Base

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10 Questions to Ask Your Lender

Be sure you find a loan that fits your needs with these comprehensive questions. What are the most

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10 Things a Lender Needs From You

W-2 forms or business tax return forms if youre self-employed for the last two or three years for every

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5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage.

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8 Steps to Getting Your Finances in Order

Develop a family budget. Instead of budgeting what you'd like to spend, use receipts to create

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8 Ways to Improve Your Credit

Credit scores, along with your overall income and debt, are a big factor in determining if you'll qualify

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Choices That Will Affect Your Loan

Mortgage term. Mortgages are generally available at 15-, 20-, or 30-year terms. The longer the term, the

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Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gainthe difference between what you paid for the stock and what

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What Is Appraised Value?

It's an objective opinion of value, but it's not an exact science so appraisals may differ. For buying and

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Mortgage Loans USA Knowledge Base 118

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